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Member Rates

Our Current Rates Are:

Accounts :: Money Market :: CDs :: IRA CDs :: Loans :: Credit Cards


Accounts

Effective April 1, 2012

Type of Account APY1
Share Savings Account 0.10%
Club Savings Account 0.10%
IRA Savings Account 0.75%

1APY=Annual Percentage Yield




Money Market Accounts

Effective July 1, 2011

Amount APY1
$2,500.00 - $10,000.00 0.35%
$10,000.01 - $25,000.00 0.45%
Over $25,000.00 0.50%

1APY=Annual Percentage Yield




Certificates of Deposit

Effective July 1, 2011

Type of Account Length APY1
$1,000.00 6 Months 0.35%
$10,000.00 1 Year 0.35%
$100,000.00 and over 2 Years 0.90%

1APY=Annual Percentage Yield




IRA Certificates of Deposit

Effective November 1, 2010

Type of Account Length APY1
$5,000.00 1 Year 1.01%
$5,000.00 2 Years 1.41%
$10,000.00 3 Years 1.51%

1APY=Annual Percentage Yield




Loans

Effective November 6, 2012

Type Term Annual Percentage Rate
New Vehicles
(current year)
24 months 2.74% - 14.99%
36 months 2.74% - 15.49%
48 months 2.74% - 15.99%
60 months 2.74% - 16.49%
72 months 2.74% - 14.99%
84 months 2.74% - 11.49%
Used Vehicles
(1-2 yr from current)
24 months 3.74% - 15.99%
36 months 3.74% - 16.49%
48 months 3.74% - 16.99%
60 months 3.74% - 15.49%
Used Vehicles
(3-4 yr from current)
24 months 4.74% - 16.99%
36 months 4.74% - 17.49%
48 months 4.74% - 15.99%
Used Vehicles
(5-6 yr from current)
24 months 5.74% - 17.99%
36 months 5.74% - 18.00%
RV
(Current year)
24 months 4.74% - 16.99%
36 months 4.74% - 17.49%
48 months 4.74% - 17.99%
60 months 4.74% - 18.00%
72 months 4.74% - 16.99%
84 months 4.74% - 13.49%
RV
(1-2 year from current)
24 months 5.74% - 17.99%
36 months 5.74% - 18.00%
48 months 5.74% - 18.00%
60 months 5.74% - 17.49%
RV
(3-4 year from current)
24 months 6.74% - 18.00%
36 months 6.74% - 18.00%
48 months 6.74% - 17.99%
RV
(5-6 year from current)
24 months 7.74% - 18.00%
36 months 7.74% - 18.00%
Signature (LOC) 12 months 9.74% - 18.00%
24 months 9.74% - 18.00%
36 months 9.74% - 16.49%
48 months 9.74% - 16.99%
60 months 9.74% - 11.99%
72 months 9.74% - 9.99%
Special Loan 6 - 12 months 18.00%
Share Secure Advances Up to 60 months 4.00%



Credit Cards

Effective November 6, 2012

Type Annual Percentage Rate
Visa Classic Card 11.99% - 15.99%
VISA Gold 9.99%


 
NOTE: HCA Federal Credit Union will never contact you by phone, fax or email to request information such as your account number, visa card number, social security number, date of birth, or any such thing. Keep yourself safe. Be careful in giving this information to anyone contacting you by these methods.
   
 
   
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
 
We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.