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Loans, Mortgages & Insurance

Loan Programs


HCA Federal Credit Union loan programs are designed help as many members as possible obtain credit. We realize that some of our members have experienced some difficulty with their credit in the past and as a result, we and other lenders may have rejected their loan request forcing these members to borrow elsewhere and pay extraordinarily high rates. Our goal is to help as many members as possible under our current loan program. The way our program works is that the rate a member pays will be determined by their credit history. Members with good credit histories will receive our very best rates, sometimes even better than the best rates offered by other lenders.

Other members, who may have had past credit problems, will be assigned rates consistent with their credit history. It is our goal that these rates will be lower than they may currently be paying with other lenders and, as these members improve their credit history, they can improve the rate that they receive on their loans at HCA FCU.

Loans available for:

  • Cars (New and Used)
  • Trucks (New and Used)
  • Boats (New and Used)
  • RV’s/Campers (New and Used)
  • Motorcycles (New and Used)
  • Special “Hardship” Loans
  • Signature/Personal Loans
  • Employer Guaranteed “Student” Loans


Personal loans, either secured by a CD or share savings, or unsecured are also available.

Your Annual Percentage Rate is based on your Credit History and Term of the Loan. Contact us for your rate today!

 
NOTE: HCA Federal Credit Union will never contact you by phone, fax or email to request information such as your account number, visa card number, social security number, date of birth, or any such thing. Keep yourself safe. Be careful in giving this information to anyone contacting you by these methods.
   
 
   
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
 
We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.