Member Fees

Share/Sharedraft Account

To have a Share/Sharedraft account, you must maintain a minimum balance of $55.00 in your Regular Share account.
Minimum request amount on a Line of Credit Advance is $500.00

Effective April 1, 2010

Fees	Prices
Copy of statement	$3.00/page
Copy of official check	$6.00
Copy of sharedraft check	$2.00
NSF (insufficient funds / sharedrafts)	$25.00 (*)
Negative balance on debit card	$25.00 (*)
Stop payment draft or official check	$15.00
Returned item / member deposit	$25.00 (*)
VISA Gift Cards	$2.50
Reconciliation of checking account	$25.00 / hour
History of account	$5.00
Check exchange	$5.00
Bad address return mail	$5.00
Withdrawal checks written to Non-Members	$2.00
Dormant Accounts (No activity for over 1 year with balance less than $100)	$5.00 / month
Hold statements	$5.00

ATM (Automated Teller Machine)

Fees	Prices
Debit Card - 1st card	Free
2nd card	$5.00
Replace stolen, lost, or mutilated card	$5.00
NSF ACH (electronic debit) or ATM transaction	$25.00 (*)

Loans

Fees	Prices
Loan application fee	$10.00
Line of Credit advance processing fee	$5.00

Other Services

Fees	Prices
Western Union wire – outgoing/International	$30.00 min.
Wire transfer - outgoing	$20.00
Wire transfer - incoming	$10.00
Money orders	$2.50
Overnight fee	Actual cost

All Fees Are Subject to Change Without Notice

(*) $30.00 Effective July 1, 2010

NOTE: HCA Federal Credit Union will never contact you by phone, fax or email to request information such as your account number, visa card number, social security number, date of birth, or any such thing. Keep yourself safe. Be careful in giving this information to anyone contacting you by these methods.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.